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04 Dec 10 Get The Best Winter Tires For Safe Winter Driving

Nov 25, 2010 – 7:04:44 PM
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Get The Best Winter Tires For Safe Winter Driving

Find the best winter tires so you can be ready for safe winter driving. I think the Goodyear Nordic tires are the best and you might think that too…read this article to find out what makes these winter tires the best…better than all the rest.



Photo Caption: Interesting Fact: When equipped with a set of Goodyear Nordic winter tires, you are able to stop shorter on average up to a distance of 60′ while traveling at 60km/h.



(NC)—As winter approaches, Canadians begin to prepare not only for winter, but for safe winter driving. For all drivers this should include changing all-season tires over to winter tires.


Winter tires are designed for winter driving conditions – colder temperatures, snow and ice – and are therefore safer for winter driving than all-season tires. At temperatures below 7 C, all season tires begin to lose elasticity and traction. Winter tires are made with a compound that retains elasticity and gives better control and traction not only in ice and snow, but also on cold, dry pavement. The Goodyear Nordic, for example, stops on average up to 60 feet sooner than a best-selling all season tire travelling at 60 km/hr.



A few tips to remember when installing your winter tires this year:



Winter tires should always be installed in sets of four. Failing to do so may cause loss of vehicle control.



Don’t think you’re safe if you drive an SUV or truck – all passenger vehicles should be equipped with winter tires.



When purchasing winter tires look for the mountain/snowflake logo on the tire sidewall which indicates the tire has met or exceeded the Rubber Association of Canada’s standards for acceptable winter tire performance.



Purchase winter tires as a package with wheels to save time and cost mounting tires onto your existing wheels and reduce stress on your tires, leading to longer tire life.



Look for affordable opportunities to be ready for winter driving. For example, this fall Canadian Tire offers deferred payment on a set of winter tires purchased using their Canadian Tire Options® MasterCard® with no interest, no payment and no fees for 12 months.



Check out your local Goodyear dealer to find the best deals on the best winter tires out there. You know what Canadian winters are like, so if these Goodyears work up in Canada, they will work anywhere there is cold and snowy weather. Be safe this winter, get the best winter tires for your vehicle.

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03 Dec 10 Make Your Winter Driving Safe Driving With These Car Care Tips

Nov 25, 2010 – 7:15:31 PM
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Make Your Winter Driving Safe Driving With These Car Care Tips

Be ready for winter driving and make it synonymous with safe driving. Learn some car care tips from Canadian Tire. The weather in Canada makes for some hazardous winter road conditions every year, so when they talk about winter driving and car care, we should listen.



(NC)—Don’t let winter road conditions surprise you this year – prepare for winter driving ahead of time to ensure the safety of everyone on the road.



“The key to safe winter driving is to get a seasonal tune-up and winterize your car before the temperature drops,” says Michelle Massicotte, associate vice president of car care and accessories at Canadian Tire. “A certified technician can identify and fix any repair needs to make sure your car is ready to avoid mishaps on the road.”




In addition to a seasonal tune-up, take these steps to get your car winter-ready:



Get Winter Tires



Most people don’t know it, but all-season tires start losing traction at 7( C), so replace them with winter tires with larger grooves and tread blocks that grip the road better to avoid sliding in cold, snowy, icy or slushy conditions.



Test Your Car Battery



Get your car battery tested if it is more than three years old. The average life of a battery in Canada is less than five years, with most battery failures occurring during the cold winter months.



Restore Headlights



Improve the clarity of cloudy or dull headlights. Products like the 3M Headlight Lens Restoration System not only brighten headlights to improve route visibility, but make your car more visible to other drivers, too.



Check Wiper Blades



Visibility is crucial to safe winter driving. Choose wiper blades like Canadian Tire’s new Reflex Hybrid wiper blades that are designed to resist ice and snow build up.



Use Synthetic Oil



Use synthetic oil formulated for cold conditions to protect your car’s engine, ensure good engine start-up and circulation and help minimize winter wear and tear on your engine.



Prepare a Winter Road Kit



Keep emergency items in your trunk including a snow brush, snow shovel, emergency kit, booster cables, flashlight, windshield washer fluid, blanket and extra clothing.



More information on winter automotive must-haves and buying guides can be found online at www.canadiantire.ca.



The folks at Canadian Tire have in depth knowledge of winter driving and winter road conditions. Listen to these simple car care tips and make safe driving a priority this winter. Learn about which are the best winter tires you can buy for your vehicle today.

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03 Aug 10 Ten Tips to Keep Teens Safe Behind The Wheel

Jul 21, 2010 – 7:05:00 PM
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Ten Tips to Keep Teens Safe Behind The Wheel

Ten tips to keep teens safe behind the wheel, written for teen drivers but anyone can use these helpful safe driving ideas. Be smart and be safe behind the wheel of your car.



(ARA) – Waiting for a teen driver to return home safely probably causes the most anxiety and lost sleep for parents. And with good reason – car accidents are the leading cause of death among teenagers, accounting for 35 percent of all fatalities among young people 15 to 20 years old, according to the National Highway Transportation Safety Administration.



While statistically teen deaths related to motor vehicle crashes have declined over the last several years, a dark cloud remains over the alarming rate of deaths among teen drivers, who are four times more likely to die in a car accident than drivers 25 years or older.


That, combined with a surge in the number of young drivers – the children of baby boomers – who are taking to the roads, is leading more states to institute tougher teen driving regulations. Measures range from graduated licenses to a ban on the use of cell phones while driving for teen drivers, according to Findlaw.com, a leading online source of legal information.



Besides keeping teens safer when they’re behind the wheel, the new, tougher regulations also aim to get parents more engaged in helping their teens learn the rules of the road.



Findlaw.com offers 10 tips to help protect your teen driver from an accident.



1. Practice, Practice, Practice.



During the first 500 miles of driving, teen drivers are 10 times more likely to be in auto crashes than any other age group. Driving requires mental and physical skills that can only be honed with time on the road. That’s why it’s essential for teen drivers to get professional training and why more states are issuing graduated licenses that require teens to drive with their parents for an extended length of time before being eligible to drive on their own.



2. Create A Safe Driving Contract.



Parents should consider creating a safe-driving contract with new drivers to build safe driving habits. Have clear, consistent consequences when your teens do something inappropriate while driving so they understand their boundaries as drivers. The focus of such a contract should be on removing distractions, such as cell phones or eating in the car, which may divert a teen driver’s attention from the road, and keeping teen drivers off the roads at particularly risky times of the day (after 10 p.m. and before 6 a.m.).



3. No Cell Phones.



Texting while driving is banned in 26 states and D.C., and an additional eight states prohibit text messaging by minor drivers, according to the Governors Highway Safety Association. Six states prohibit all drivers from using handheld phones while driving. Make sure you and your teen driver are familiar with your state’s laws on mobile devices and driving.



4. Seatbelts.



Fifty-five percent of teens killed in automobile accidents in 2008 were not wearing seatbelts, according to the National Highway Traffic Safety Administration. Wearing a seatbelt is not only a good idea, in a growing number of states, it’s the law – 31 states have primary seat belt laws and 18 have secondary laws, according to Findlaw.com.



5. Passenger Restriction.



Parents should try to limit the number of passengers in their teen’s car, especially those younger than 18. Some states even have laws that do not allow minor passengers to be in the vehicle for the first six months after a new teen driver receives his or her license.



6. Curfew.



Teens can be more distracted at night. A study done by NHTSA finds that nighttime, especially after 10 p.m., is one of the riskiest times of the day to drive for teens. Check state and local city laws regarding curfews as some states impose curfews on teen driving.



7. No Drinking and Driving.



On average, a drunk driver kills someone every 45 minutes, according to Mothers Against Drunk Driving (MADD). Help your teen find other solutions to drinking and driving, especially responding to peer pressure to drink. Lead by example and show your kids it’s never okay to drink and drive.



8. Make Sure Your Teen Gets Sleep.



According to the National Sleep Foundation, most teens need at least nine hours of sleep. Sleep deprived teens can drive like someone who is impaired by a blood alcohol content of .08 percent. Don’t let your teen drive if they are feeling drowsy. Offer to drive them or let them sleep more before driving. Drowsy driving causes more than 100,000 car crashes each year.



9. Train Teens For Poor Weather Conditions.



Your teen will never know what challenges he will face on the road. Make sure he is able to handle snow, wind, and rain. Ride along with her during a storm before she has to face this challenge alone.



10. Make An Accident Kit.



You never know what tools you will need after an accident, and it’s better to always be prepared. Some ideas for your accident kit: a disposable camera, flashlight, glowstick, pen and personal info sheet to list all of your insurance information and personal details. You may also include info cards and witness cards to collect license plate numbers, insurance details, and other information from all cars, drivers and witnesses involved in an accident.



To learn about the law and for more information about a parent’s liability with their teen drivers, visit www.findlaw.com.

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24 Jun 10 Motorcycle, RVs or Boats Keep Your Toys Safe All Year Long

Jun 21, 2010 – 8:47:23 PM
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Motorcycle, RVs or Boats Keep Your Toys Safe All Year Long

Protect your motorcycles, RVs and boats, how to keep your toys safe all year long. Get the facts from the Progressive insurance company. These are all the possessions we call our toys, but in reality they are all expensive equipment that need to be protected, locked and insured. Make sure you are paying attention to your toys.



(NAPSI)-When you click the lock button on your car’s keyless remote, that beep gives you peace of mind that your car is safe. But when it comes to your motorcycle, RV or boat, locking up isn’t as simple.





These tips from leading motorcycle, boat and RV insurer Progressive can help you feel confident that your toys are always protected, both in and out of season:






Security



• Remove Temptation.



In the off-season, make sure your toy is properly garaged or stored in an enclosed trailer or building. Out of sight means out of mind.



• Lock Up.



When camping, RVers should make sure to lock all doors and windows and turn on a radio and small light when leaving for the night. Also, consider investing in a coupler lock, which can prevent someone from hooking up your trailer to a vehicle and driving off with it in tow.



For motorcycles, a wheel lock prevents the tires from rotating and covers the lug nuts, keeping the wheels securely in place.



• Check On It.



To make sure your toy remains safe in the off-season, check on it regularly, or ask someone to check on it for you.







Protection from the Elements



• Store It Indoors.



If you can, find a spot to store your toys indoors when you aren’t using them, so that they’re safe from any weather damage.



• Winterize It.



At the end of the season, make any essential repairs to your boat or RV, turn off all battery switches or remove the battery entirely. For trailers, store them on blocks if you can to protect the tires.



• Seal It Up.



Avoid leaks and unwelcome critters by securing and sealing doors and windows on your boat or RV as well as properly covering it.







Insurance



• Make Sure You’re Covered.



With the right insurance, you’ll be confident that you won’t have to miss a day on the road or the water. Progressive offers specialized motorcycle, boat and RV insurance that can provide more coverage than if you just added them to your auto or homeowners policy.



• Maintain Your Insurance Year-round.



If you cancel your insurance in the off season, consider maintaining it all year. Companies such as Progressive give loyal customers lower rates and reduced deductibles, and you’ll have the freedom to enjoy your toys 365 days a year.



For more information or to find an independent agent nearby, visit www.progressiveagent.com.

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22 Jun 10 Rental Car Insurance – Safe or Stupid?

Jun 21, 2010 – 9:12:49 PM
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Rental Car Insurance – Safe or Stupid?

Rental Car Insurance – Safe or Stupid? Find out the facts about rental car insurance policies and how it applies to you. Find out about different types of insurance such as liability, accidental death, collision waiver, and more.



Rental car insurance, is it safe or stupid? The rental car attendant smirks. “Would you like to sign up for a collision damage waiver?” he asks; a glimpse of Don Corleone claiming, “I’ll make you an offer you can’t refuse,” flashes by. Is rental car insurance “good business”?


Some sort of rental car insurance is required. A rental car company, personal auto insurer, or credit card company can provide the coverage.



Rental car companies commonly offer basic insurance, such as liability insurance, personal accident insurance, accidental death coverage, and personal effects coverage. The Collision Damage Waiver (CDW [i.e. Optional Vehicle Protection; Loss Damage Waiver]) is their undeclared white elephant. It is an agreement the renter will not be liable nor will they pay for any damage or theft of his or her rented vehicle. Many times, a supplemental liability policy, which protects the renter against retribution from others, is tacked onto the deal. A CDW can be voided by reckless or illegal activity.



CDW sound like a bargain? Maybe, but at an industry average of – per day, it is costly. Buying a CDW can easily double the rate of rental. Also, most insurance providers already extend their coverage to rented vehicles; purchasing a CDW is just dumping water in an overflowing moat.



While travel gurus used to classify CDWs as a con artist’s game, frequent travelers, the accident-prone, and the anxious may benefit from a CDW. If someone is renting in a foreign country, a business trip, an extended lease, or has no other applicable auto insurance, he or she may be required to purchase a CDW.



What happens if a vehicle is damaged and it is not covered by rental car insurance? Typically, not only will rental companies charge to cover the damage, but may also charge for profit lost while the vehicle is out of service and the estimated lowered re-sale value of the car (i.e. “diminution of value”).



Using a credit card company’s insurance as a bastion against rental insurance loansharking does not guarantee safety. Many credit card companies require rental car companies to reveal their utilization fleet logs, which are commonly regarded as sacrosanct by the rental corporations. Also, credit card insurance is commonly a secondary waiver, which means they won’t pay unless a claim is filed first with the insurance company.



So, is it “good business”? Maybe for the Godfather and the rental car company – but for you? Think again.

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